Master the FIRE movement and achieve financial independence to retire early. Learn strategies for aggressive saving, smart investing, and lifestyle optimization.
FIRE stands for Financial Independence, Retire Early. It's a lifestyle movement focused on achieving financial freedom through aggressive saving and investing, allowing people to retire decades earlier than traditional retirement age.
The goal is to accumulate enough wealth to cover your living expenses through investment returns, typically requiring 25-30 times your annual expenses (the 4% rule).
High healthcare costs before Medicare eligibility. Plan for healthcare expenses before government benefits kick in.
Sequence of returns risk can significantly impact early retirement success. Have a plan for market downturns.
As income increases, resist the urge to increase spending proportionally. Maintain your savings rate.
Friends and family may not understand your FIRE goals. Stay focused on your long-term vision.
FIRE isn't just about money—it's about designing a life you love. Focus on what truly brings you happiness and fulfillment.
Embrace minimalism to reduce expenses and focus on what matters most.
Develop skills that can generate income during your FIRE journey.
Consider living in lower-cost areas to accelerate your savings.
Connect with other FIRE enthusiasts for support and motivation.
You're not alone on your FIRE journey! The FIRE movement has grown into a global community of people supporting each other in achieving financial independence and early retirement.
What started as a niche concept has exploded into a worldwide movement. Millions of people are now pursuing FIRE, sharing strategies, supporting each other, and proving that early retirement is achievable.
Join over 1.5 million members in the largest FIRE community on Reddit. Share your progress, ask questions, and learn from others' experiences.
Visit r/FireFind FIRE enthusiasts in your area through meetup groups, Facebook communities, and local events. Connect face-to-face with like-minded people.
Search for "FIRE meetup" or "Financial Independence" in your city
Stay inspired by seeing others achieve their FIRE goals
Share your progress and get support when you need it
Learn from thousands of people's experiences and strategies
Use our calculators to plan your FIRE journey and track your progress toward financial independence.
Calculate how your investments grow with compound interest, including regular deposits and different compounding frequencies.
Calculate how much you need to save monthly to reach your retirement goal, and see the impact of time and returns.
Determine how much you need to save to retire using the 4% rule, and calculate safe withdrawal rates for retirement income.